Excel Insurance Limited is a registered insurance broker in Turks and Caicos Islands. We are regulated by the Financial Services Commission (FSC). We also act as insurance agents and advisors. Our goal is to assist clients on ways to reduce risks to which they are exposed and arrange insurance cover in the event of loss. 


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At Excel Insurance, we are dedicated insurance agents, brokers and consultants committed to quality service, integrity and professionalism. We observe high ethical standards while providing our valued clients with insurance advice and solutions to fit their needs.

As risk management and insurance professionals, we review existing covers to ensure clients receive value at competitive terms. We aim to make the process of understanding insurance and management of risk as simple as possible.



Our employees are members of International Insurance and Risk Management Institutes and abide by their codes of ethics. Members of staff have many years of experience in the field of insurance and risk management supported by qualifications from international insurance and risk management institutes.

We pride ourselves on the referrals we receive through our clients.

Our manager, Mr. Patrick White, is an Associate of the Chartered Insurance Institute and also an Associate of the Institute of Risk Management, both of the United Kingdom. In addition, Patrick has over 19 years of experience in the insurance industry as a regulator, loss adjuster, risk manager, insurance agent and broker.

Mr. John Crotty is a Director of Excel Insurance Limited in the Turks and Caicos Islands and has been in the insurance industry for over 36 years as a broker, underwriter and risk management adviser. Mr. Crotty brings extensive experience in the commercial insurance and assists our clients in developing comprehensive insurance coverage to mitigate risks and protect investments. He is highly specialized in the hospitality industry working with resort developers and corporate clients. His international contacts in the UK and North America greatly enhances the level of services available and provided to our client base.